Democratising bond, sukuk markets to boost retail investment
From Mazli Noor
The current market volatility has highlighted the need for more diversified investment vehicles that offer capital preservation and reasonable returns for retail investors.
While Malaysia’s bond and sukuk markets represent a substantial RM2.11 trillion investment landscape, as of January 2025, there remain structural barriers that limit wider retail investor participation, creating an opportunity gap that warrants systemic reform.
The Malaysian fixed-income securities market operates with significant accessibility limitations for individual investors.
Malaysian Government Securities (MGS) and Malaysian Government Investment Issues (MGII) are predominantly distributed through institutional channels, utilising primary market auctions and private placements.
Secondary market access, meanwhile, remains equally restrictive, with participation limited to institutional investors and high-net-worth individuals with a minimum subscription of RM250,000.
Sukuk Prihatin, the…
